Who are we?

Aspire Credit and Lending Corp is committed to becoming the leading institution in providing a quality, affordable, trustworthy, and more accessible financing scheme to bridge the gap between you and your aspirations in life.

Age restriction

You must be at least 18 years old to use Aspire Credit and Lending Corporation. You agree that all information you will provide is correct and up to date. The Company assumes no responsibility or liability for any misrepresentation of your age.

Intellectual property

All code, text, software, scripts, graphics, files, photos, images, logos, and materials contained on this Website or within the Services are the sole property of Aspire Credit and Lending Corporation.

Unauthorized use of any materials contained on this Website or within the Service may violate copyright laws, trademark laws, the laws of privacy and publicity, and other regulations and statutes. If you believe that any of the materials infringe on any third party's rights, please get in touch with Aspire Credit and Lending Corporation immediately.

Privacy Policy

By accessing and using the Website https://aspirecreditandlending.com, owned and operated by Aspire Credit and Lending (the “Company”). You agree to be bound by the terms and conditions set forth below. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service. The term 'you' refers to the user or viewer of our Website.

Personal Data

1.1 The Company is a registered office in Dumaguete City (Main) 2nd Floor, Unit No. 9, 2020 Travelers Inn, Twelve 18 Bldg, beside Lee Plaza Hypermart and Canlaon City Block 7 and 8, Delicia Mall National Highway, Mabigo.

1.2 This Privacy Policy will explain how we are going to use the personal data that we receive, collect or generate with our services and products through our Website https://aspirecreditandlending.com

Information to collect

1.3 The Company will require getting personal data about you to perform our services, evaluate, and offer other products and services.

1.4 We may collect and process the following personal data:

We may collect and process the information about you in different situations when you interact with us.

1.5 Personal data that we generally ask for: first name, family name, email address, phone number, and/or correspondence address.

1.6 Personal data that you will submit to us to become a borrower, in addition to the above, may include Status, Job details and occupation, financial information, proof of identification, age, date of birth, Address, and references.

Information from other sources

1.7 Cookies are used by our Website to make it easier for people to use our Website. Only the usage of maintaining sessions to complete our forms; other than that, we do not use cookies to collect or hoard information.

Commitment to Data Security

1.8 Authorized employees like Admin users, Credit investigators, and Collector can only access all registered users. This is to protect from misuse, loss, interferences, and unauthorized access and modification.

Use and Disclosure of Your Personal Data

1.9 To provide and maintain our Service, including to monitor the usage of our Service.

2.0 To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.To register your information account as a unique user. Such as name, email address, contact number.

2.1 We may request access or permission to certain features from you.

The Internet Protocol (IP) address number is identified and logged when you visit the website or the application, along with the time(s) of your visit.

1. For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.
2. To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
3. To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
4. To manage Your requests: To attend and manage Your requests to Us.The processing transactions for payments for users.
5. For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.
6. For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

7. With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, for payment processing, to contact You.
8. With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
9. With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Contacting Us

If there are any questions regarding this Terms of conditions and agreement, you may contact us with the information through our support email [email protected].